The intro period doesn’t extend, and issuers won’t negotiate the deadline. Here’s exactly what kicks in when it ends, and the real options if you’re going to fall short.
Avalanche wins on paper every time. Snowball wins in real life more often than the math suggests it should. Here’s how to actually pick between them.
A 0% intro period only helps if you actually have a plan to use it. Here’s the real math on balance transfers, the fee that catches people off guard, and how to pick the right card.


